Let’s have a real conversation about something most of us try to avoid: healthcare. More specifically, the cost of healthcare. You’ve probably seen it firsthand—monthly premiums creeping higher every year, deductibles that feel impossible to meet, and the sinking feeling that even with insurance, you’re one accident or illness away from financial disaster.
If you’re self-employed, between jobs, working as a contractor, or running a small business, it gets even worse. The traditional system wasn’t designed for people like us. It was built around corporate benefit packages and employer-backed group plans. Everyone else? You’re on your own.
But here’s the thing: you’re not actually out of options. There’s a better model that’s been quietly helping thousands of families, individuals, and businesses get the care they need without the bloated price tag. It’s called health sharing, and it might just be the smartest financial move you make this year.
Take a quick look at this video to see what’s going on behind the scenes in the medical field:
What Is Health Sharing?
Let’s clear up the confusion. Health sharing is not insurance. It’s a cooperative model where a group of like-minded people agree to share each other’s medical expenses. Everyone contributes a monthly amount—called a share—and those funds go directly toward covering the eligible needs of other members.
It’s a system based on transparency, responsibility, and community. You’re not paying a giant company to deny your claims. You’re participating in something more direct, more personal—and often, far more affordable.
Why People Are Ditching Insurance
Let’s face it—traditional insurance has become a broken system for many. Here’s what people tell me every week:
- “I’m paying $900 a month and still getting surprise bills.”
- “My plan doesn’t cover what I actually need.”
- “I’ve met my deductible, and I’m still paying out of pocket.”
- “It feels like I’m throwing money away every month.”
And you know what? They’re not wrong.
If you’re healthy or have a relatively stable medical history, you might be paying for services you don’t use. If you do need care, you’re often restricted by networks, pre-authorizations, and high deductibles. Worst of all, you’re rarely in control.
Health sharing flips that script. You stay in the driver’s seat—and more of your money actually goes toward healthcare, not red tape and grumpy underwriters.
How MightyWell Works
Here’s how MightyWell makes it simple:
- You choose a plan that fits your needs and budget. Plans start as low as $305.08/month for individuals.
- You make a monthly contribution (your “share”).
- When a medical need arises, you submit a request for sharing. Eligible expenses are paid directly from the community pool.
- You get the care you need—with the provider you choose.
There’s no dealing with “in-network” vs. “out-of-network” stress. You’re free to visit the doctor or specialist who works best for you.
Tele-medicine is included, and you can also choose to add vision and dental coverage if you’d like a full-spectrum plan.
What’s Covered?
Great question. MightyWell plans typically cover:
- Doctor visits
- ER and urgent care
- Hospital stays and surgeries
- Labs, imaging (like X-rays, MRIs)
- Prescriptions (in a cost-sharing format)
- Maternity and childbirth (on some plans)
- Mental health services
- Specialist visits
Each plan has its own structure and guidelines, but MightyWell is upfront about what’s eligible and what’s not. There’s no fine print buried in legalese, take a look at the tiered options here!
You’ll also have access to tele-health, which is a huge perk for families, busy professionals, or anyone wanting to avoid a crowded waiting room.
Who Is It For?
Health sharing is an ideal solution for a wide range of people:
- Entrepreneurs and Small to Medium Sized Business Owners
If you’ve ever tried to provide health benefits to a small or growing team, you know how difficult and expensive it can be. MightyWell gives you an affordable option that works for both you and your employees. - Self-Employed, Gig Workers & Contractors
Uber drivers, freelance designers, musicians, real estate agents, and even life coaches—you name it. If you don’t have employer-based coverage, this is a strong, affordable alternative. - Families Looking for Better Value
If your current plan is draining your monthly budget and still not covering what you need, switching to health sharing could save you thousands per year. - Faith-Based or Health-Conscious Individuals
Many people are drawn to health sharing for ethical or religious reasons. MightyWell offers a program that’s values-aligned and community-centered. - People in Transition
Changing jobs? Recently divorced? Lost coverage? Entrepreneurs and Small to Medium Sized Business Owners
If you’ve ever tried to provide health benefits to a small or growing team, you know how difficult and expensive it can be. MightyWell gives you an affordable option that works for both you and your employees. - Well can provide interim—or long-term—coverage with less hassle and more flexibility. What’s more, if you offer Entrepreneurs and Small to Medium Sized Business Owners
If you’ve ever tried to provide health benefits to a small or growing team, you know how difficult and expensive it can be. MightyWell gives you an affordable option that works for both you and your employees. - Well as an employer, when someone leaves your organization they have the option to bring the same plan with them when they transition. This cuts back on a world of headaches, reducing stress and providing seamless coverage into their new position.
Real-World Savings
Let’s talk numbers.
Most clients I work with save 40–60% on their monthly healthcare costs by switching from insurance to a MightyWell health sharing plan.
For example:
- A single adult who was paying $720+/month with a $6,000 deductible switched to a MightyWell plan at $305.08/month—cutting costs by over $4,900/year.
- A family of four went from $1,400+/month in premiums to $763.47/month, with better access and no network restrictions.
And that’s not even counting the tax savings or potential for business deductions if you’re self-employed.
What About Risks?
No system is perfect—but MightyWell is transparent about what’s covered and has a strong history of processing requests promptly. Unlike some smaller sharing groups, MightyWell is built on a robust infrastructure with clear guidelines, a strong track record, and dedicated member support.
You won’t find confusing claims, mysterious billing codes, or long waits for answers. Instead, you’ll get human service, fast response times, and the ability to track your contributions and needs in real time.
And remember, this isn’t just some new trend. Health sharing has been around for decades—it’s just now getting the recognition it deserves as a real solution for modern healthcare needs.
How to Get Started
If this sounds like something worth exploring, check out the MightyWell plan options here, and click “Enroll” to get started. It’s that simple. But if you have questions about options, you can call MightyWell directly at (770) 318-1613. The process is fast and surprisingly painless. And even if you decide it’s not a fit, at least you’ll know your options. That kind of clarity is hard to come by in the healthcare world.
Why Do I Partner With MightyWell?
As someone who works in financial services and sees the full picture—budgets, debt, insurance, retirement—I can tell you that healthcare costs are one of the biggest threats to long-term financial stability.
What’s the point of saving, investing, and planning for the future if one medical emergency can wipe you out? That’s why I added MightyWell to my lineup of solutions. Because people need access to health care without going broke to get it. I don’t just help you find coverage—I help you build a life that’s financially sustainable from every angle.
Health sharing isn’t for everyone. But for the right person, it can be life-changing.
If you’re tired of paying into a system that doesn’t give much back…
If you’re looking for a more affordable, transparent, and people-focused way to take care of your health…
If you’re ready to finally feel like you have some control over your healthcare decisions…
…then it’s time to have a fresh look at what exists
Click the link HERE and take the next step toward smarter, simpler healthcare.
Questions? We\'re here to help! 
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